How much can I earn as a student in a part-time job?
As a student, you have the possibility to earn a monthly income without affecting your student status or your social benefits. The earnings limit is €520 per month. As long as you do not exceed this amount, you can work your part-time job without any problems and continue to benefit from certain advantages—such as free insurance through your parents' family insurance and BAföG without any deductions.
What happens if you earn more than €520 as a student?
In this case, both you and your employer have to pay social security contributions. This means that you can no longer be covered by your parents' family insurance free of charge and, if you receive BAföG, it will be reduced. You should ask your employer or the competent authority about the exact consequences, as the regulations may differ depending on your individual situation.
Can a student take on a mini-job?
Yes, a student can have a mini-job. A mini-job is an occupation where the monthly income does not exceed €520. This allows you to work alongside your studies and continue to benefit from the advantages of student status. It is important to note that a mini-job has certain tax and social security regulations that you should observe.
Working student or mini-job—which is the better option for students?
– Earnings limit: In the case of a mini-job, the monthly income may not exceed €520 in order to retain tax and social security benefits.
– Social security contributions: As a mini-jobber, you pay lower or no social security contributions, which can lead to higher net income.
– Working hours: You can earn up to €520 in a mini-job, regardless of the number of working hours per week.
– Flexibility: Mini-jobs often offer flexible working hours that can be easily combined with studies.
Working student job:
– Earnings limit: As a working student, there is no earnings limit, you can earn a higher income.
– Social security contributions: If you work up to 20 hours a week, you can remain covered by family insurance free of charge. You only have to pay pension insurance, which you share with your employer.
– Working hours: Working students are usually allowed to work up to 20 hours per week.
– Work experience: Working student jobs often offer the opportunity to gain practical experience in your own field of study and to network with potential employers at an early stage.
Ultimately, the choice between a mini-job and a working student job depends on your individual needs, study schedule and career goals. A mini-job may be suitable for those who want flexible hours and limited working hours, while a working student job offers the opportunity to gain relevant work experience but may require a bit more of a time commitment.